Loans without credit bureau originally had a dubious barn smell. Those who used to need a loan without credit bureau had poor credit ratings and no longer got any money from their bank. Dubious credit brokers took advantage of this fact and literally ripped off the loan seekers. The conclusion of a life insurance or a building society contract is necessary in order to increase the creditworthiness. In this case, the brokering of a loan was never even discussed with these Neppers. Another trick was and still is to charge a processing fee in advance. Here, too, the actual brokering of a loan without credit bureau was never planned. However, times have changed and loans without credit bureau are now an everyday part of finance.
Reputable brokers successfully on the market for years
If you want a loan without credit bureau, you can contact one of the reputable brokers in this market segment. These broker the loans from Switzerland, since Switzerland knows no institution like credit bureau. Loans without credit bureau are also known as Swiss loans. http://onlinekredite.org/bon-kredit-kredit-erfahrungen/ confirms that, for example, this company does not charge fees in advance or demands absurd additional contracts. Decades of experience in this business segment provide the basis for a successful transaction. A reputable broker finances himself exclusively from the commission that he receives from the lender, completely identical to the loan or mortgage brokerage in this country. Apart from the missing credit bureau query and the loss of the credit bureau entry, the donors have the same requirements as a German bank. Regular income is just as desirable as the provision of collateral if it is not possible to transfer the salary. Other prerequisites are legal majority, an account with a German bank and a place of residence in Germany.
What for a loan without credit bureau?
Of course, a loan without credit bureau with poor credit rating is recommended. This saves the applicant unnecessary discussions with the bank in Germany. There is, however, another reason, described with the expression “secondary credit”. Suppose a borrower wants to buy a house in the foreseeable future and does not want to make the mortgage negotiation situation more difficult with a recent loan for a new car. In this case, it makes sense to take out the loan in Switzerland so that it is not on the books in this country. It is understandable that the bank would like to see the account statements for a mortgage. Since the repayment of a Swiss loan can also be made in cash in favor of the foreign B the rates cannot appear anywhere. With these options, the serious loan without credit bureau becomes a real side credit that nobody sees and nobody knows.