Where can you get a prepaid credit card without credit bureau information?
Unemployed people, trainees, students and people with low incomes find it difficult to get a prepaid credit card without credit bureau request. If the house bank does not grant a credit card due to negative credit bureau, there is only one alternative – the direct banks on the Internet.
A credit bureau-free credit card (prepaid credit card) is kept on a credit basis. Transactions can only take place with the card account if it has sufficient funds. The credit card holder thus always has full control over his assets and cannot make purchases beyond his credit, for example on the Internet. In this way, over-indebtedness can be avoided. The principle of credit cards with prepaid credit is similar to the prepaid mobile phone tariffs.
With a credit card you can make cashless payments worldwide. You can withdraw cash with a credit card from ATMs worldwide in the respective local currency. This eliminates the otherwise prior exchange of fees. Credit cards are preferred as a payment method in many online shops.
You can order your credit card online without credit bureau information via the Internet.
Global MasterCard Premium
If you choose the premium version of the Global MasterCard, you will receive a prepaid credit card with a checking account function. There is no credit bureau examination, no proof of income is required. Charging the card is possible free of charge. The Global MasterCard Premium is suitable for students, the unemployed and pensioners. You have full cost control, the card works on a credit basis.
Conditions of the Global MasterCard Premium credit card ( as of February 2019 according to provider 2019 )
- The annual fee for private customers is 68 USD, which is payable once a year.
- If you run a P account, there is a monthly fee of 5 USD.
- Global account Premium top-up limit: max. 10,000 USD
- Deposit fees are free.
- The credit card can be used worldwide without a foreign surcharge.
- It is also possible to maintain a P account that is secure against attachment.
- If cash is withdrawn from your own ATM, there is no fee.
- If cash is withdrawn from other ATMs, a flat fee of $ 5.00 applies.
- There are no monthly account maintenance fees and there are no activation fees.
- IBAN and BIC / SWIFT are available.
- Transfers can only be made if the account has sufficient funds.
Requirements for receiving the prepaid credit card
The prepaid credit card is for individuals over the age of 18 and you must be resident in Germany. PostIdent required at the post office counter (print out your order and go with it to a post office counter)
If you are looking for a free credit card, a free checking account or a credit bureau-free business account, then take a closer look at the following offer.
Free credit card calculator with current offers
Do you need a credit card and have regular cash receipts and a good credit rating? Then find out which credit card suits you! With the credit card calculator, you can find your card. You can make a non-binding instant online loan request. The offers include many extra services such as insurance or bonus programs. Anyone who wants to make cashless payments worldwide or withdraw cash from ATMs is well served with MasterCard or VISA. An online comparison of current credit cards confidently determines the costs and at the same time provides information about the services. Alternatively, the credit bureaufree credit account from Onlinekonto.de could be interesting for you.